It's great to see the many changes the world has seen in a very short period, including the Covid. I didn’t start my financial services career with a passionate love for pension and retirement benefit matters. However, as I discovered how critical the practice is to our lives, I just sank into it.
It is heartbreaking to see someone who could have planned a decent retirement, but who failed and has therefore fallen on hard times. And trust me, I’ve seen many.
I believe you have seen, (or least heard) of people who retired, and outrightly or eventually sank into financial hardship. There is a wide array of factors that can lead to financial hardships in retirement. They could range from health to social to financial and could even be situations above anyone’s control. However, a larger aspect of our financial security rests with us.